Gary
Farro

Founder, Managing Partner
NMLS#487241

Gary is Co-Chief Executive Officer of Graintree, where he oversees offtake and capital partnerships, mortgage and specialty lending origination, financial operations, and firmwide strategy. He brings deep leadership experience in mortgage production and complex credit solutions, with a career centered on scaling lending platforms, driving consistent production, and developing strong teams.

Most recently, Gary served as Executive Vice President and Managing Group Director at Flagstar Private Bank. Prior to Flagstar, he was Executive Managing Director at First Republic Bank, where he led mortgage and specialty lending production for individuals and businesses, overseeing several billion dollars in client relationships and originating several hundred million dollars in loans annually. 

Throughout his career, Gary has built, mentored, and managed high-performing teams of relationship bankers and lenders, with a strong focus on disciplined credit execution, operational leadership, and long-term client partnerships.

Gary holds a Bachelor of Science in Finance from Monmouth University and completed leadership training at The Center for Creative Leadership in North Carolina, as well as executive education at The Wharton School of the University of Pennsylvania. He resides in New Jersey with his family and is actively involved with several non-profit organizations. He has been recognized on multiple occasions for his philanthropic leadership and community involvement.